While you may be able to sue your insurance company if they acted in bad faith by denying your claim, it may not be the best route to go for the compensation you need.
If you were hurt in an accident that damaged your car, a Boston personal injury lawyer might be able to help you negotiate with the insurance company or sue the driver of the other vehicle if the crash was their fault and you suffered serious injuries.
Is Suing the Insurance Company for Denying a Claim a Good Idea?
Although suing an insurance company for denying a claim may be possible, it isn’t always the best path to take to get compensation, especially if you were injured in the accident you filed a claim for.
Take advantage of the Stone Cold Guarantee® offered by Jason Stone Injury Lawyers and schedule a free comprehensive consultation to discuss your case and which method might be the best way to get you the money you’re entitled to.
When Can an Insurance Company Deny a Claim?
Insurance companies don’t have to pay every claim. Some of the very valid reasons they may have to deny your claim include if you:
- Can’t provide proof of the damage to your vehicle, the extent of your injuries, or who is at fault
- Were liable for the accident and thus aren’t entitled to compensation
- Didn’t file a claim on time or failed to report the incident to the police
- Provided false information when filing a claim or purchasing coverage
- Filed a claim for something not covered by your policy, like if a friend borrowed and crashed your car
- Didn’t pay your premiums and your insurance coverage lapsed
What Is Bad Faith in Terms of Insurance?
On the other hand, you may be able to sue your insurance company if they acted in bad faith when they denied your claim, like if they:
- Say your claim doesn’t fall under what your policy covers, even though you have proper insurance coverage
- Failed to explain why they denied your claim and have been uncooperative
- Asked for additional proof, even though they already had all the evidence they need
- Didn’t conduct a proper investigation
- Didn’t respond to your claim or appeal
- Delayed or denied your claim without providing a valid reason
How a Boston Personal Injury Lawyer May Be Able to Help if the Insurance Company Denies Your Claim
If your insurance company denies your valid claim, our attorneys may be able to negotiate with them on your behalf or, in some cases, sue the driver of the vehicle that hit you if you suffered severe injuries.
We work on contingency fees, so schedule a free, no-obligation consultation to discuss your case and how the experienced attorneys at Jason Stone Injury Lawyers may be able to help you get the money you need for medical bills, lost wages, and more.
How Long Do I Have to Sue the Other Driver in Massachusetts?
According to Massachusetts General Laws Part III Title V Chapter 260 Section 2A, you have three years from the date of the accident to file a personal injury lawsuit.
While this gives you plenty of time if your insurance company drags its feet only to eventually deny your claim, you should contact a personal injury lawyer as soon as possible to discuss your case so we can get evidence before it disappears and have enough time to file all the necessary paperwork.
How Much Does a Personal Injury Lawyer Cost?
At Jason Stone Injury Lawyers, we understand that you may already be struggling with pricy medical bills and a reduced income from missing work, so we work on contingency fees to avoid adding more financial stress to your life.
Rather than asking you for any money upfront, we’ll get paid a percentage of the money we win when we receive it from the insurance company representing the at-fault party. If we don’t get you any money, then you never owe us a dime.
Contact us any time of day to schedule a free consultation to find out how we can help you if your insurance company unfairly denied your claim.
Schedule a Free Consultation With a Boston Personal Injury Attorney Today
When you need a Boston personal injury attorney to help you get money after your insurance company denied your claim, trust the experienced team at Jason Stone Injury Lawyers which has been fighting for the rights of Bostonians since 2004.
We’ve recovered over $225 million for our clients. We take care of our own because Massachusetts is our home.
At Jason Stone Injury Lawyers, we always respond within 24 hours, so call us today to schedule a free, no-risk consultation to find out whether we can negotiate with your insurance company, sue the other driver, or find another way to get you the money you are entitled to for your serious injuries and emotional trauma.
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